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DTSTART;TZID=Pacific/Auckland:20260717T090000
DTEND;TZID=Pacific/Auckland:20260717T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002719-1784278800-1784300400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-07-17/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260720T090000
DTEND;TZID=Pacific/Auckland:20260720T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002720-1784538000-1784559600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-07-20/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260721T090000
DTEND;TZID=Pacific/Auckland:20260721T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002721-1784624400-1784646000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-07-21/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260724T090000
DTEND;TZID=Pacific/Auckland:20260724T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002722-1784883600-1784905200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-07-24/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260727T090000
DTEND;TZID=Pacific/Auckland:20260727T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002723-1785142800-1785164400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-07-27/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260728T090000
DTEND;TZID=Pacific/Auckland:20260728T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002724-1785229200-1785250800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-07-28/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260731T090000
DTEND;TZID=Pacific/Auckland:20260731T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002725-1785488400-1785510000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-07-31/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260803T090000
DTEND;TZID=Pacific/Auckland:20260803T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002726-1785747600-1785769200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-08-03/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260804T090000
DTEND;TZID=Pacific/Auckland:20260804T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002727-1785834000-1785855600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-08-04/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260807T090000
DTEND;TZID=Pacific/Auckland:20260807T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002728-1786093200-1786114800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-08-07/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260810T090000
DTEND;TZID=Pacific/Auckland:20260810T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002729-1786352400-1786374000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-08-10/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260811T090000
DTEND;TZID=Pacific/Auckland:20260811T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002730-1786438800-1786460400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-08-11/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260814T090000
DTEND;TZID=Pacific/Auckland:20260814T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002731-1786698000-1786719600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-08-14/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260817T090000
DTEND;TZID=Pacific/Auckland:20260817T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002732-1786957200-1786978800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-08-17/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260818T090000
DTEND;TZID=Pacific/Auckland:20260818T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002733-1787043600-1787065200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-08-18/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260821T090000
DTEND;TZID=Pacific/Auckland:20260821T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002734-1787302800-1787324400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-08-21/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260824T090000
DTEND;TZID=Pacific/Auckland:20260824T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002735-1787562000-1787583600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-08-24/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260825T090000
DTEND;TZID=Pacific/Auckland:20260825T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002736-1787648400-1787670000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-08-25/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260828T090000
DTEND;TZID=Pacific/Auckland:20260828T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002737-1787907600-1787929200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-08-28/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260831T090000
DTEND;TZID=Pacific/Auckland:20260831T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002738-1788166800-1788188400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-08-31/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260901T090000
DTEND;TZID=Pacific/Auckland:20260901T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002739-1788253200-1788274800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-09-01/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260904T090000
DTEND;TZID=Pacific/Auckland:20260904T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002740-1788512400-1788534000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-09-04/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260907T090000
DTEND;TZID=Pacific/Auckland:20260907T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002741-1788771600-1788793200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-09-07/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260908T090000
DTEND;TZID=Pacific/Auckland:20260908T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002742-1788858000-1788879600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-09-08/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260911T090000
DTEND;TZID=Pacific/Auckland:20260911T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002743-1789117200-1789138800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-09-11/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260914T090000
DTEND;TZID=Pacific/Auckland:20260914T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002744-1789376400-1789398000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-09-14/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260915T090000
DTEND;TZID=Pacific/Auckland:20260915T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002745-1789462800-1789484400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-09-15/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260918T090000
DTEND;TZID=Pacific/Auckland:20260918T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002746-1789722000-1789743600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-09-18/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260921T090000
DTEND;TZID=Pacific/Auckland:20260921T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002747-1789981200-1790002800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-09-21/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260922T090000
DTEND;TZID=Pacific/Auckland:20260922T150000
DTSTAMP:20260715T141002
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002748-1790067600-1790089200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-09-22/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
END:VCALENDAR