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DTSTART;TZID=Pacific/Auckland:20260616T090000
DTEND;TZID=Pacific/Auckland:20260616T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002706-1781600400-1781622000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-06-16/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260615T090000
DTEND;TZID=Pacific/Auckland:20260615T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002705-1781514000-1781535600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-06-15/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260612T090000
DTEND;TZID=Pacific/Auckland:20260612T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002704-1781254800-1781276400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-06-12/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260609T090000
DTEND;TZID=Pacific/Auckland:20260609T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002703-1780995600-1781017200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-06-09/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260608T090000
DTEND;TZID=Pacific/Auckland:20260608T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002702-1780909200-1780930800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-06-08/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260605T090000
DTEND;TZID=Pacific/Auckland:20260605T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002701-1780650000-1780671600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-06-05/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260602T090000
DTEND;TZID=Pacific/Auckland:20260602T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002700-1780390800-1780412400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-06-02/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260601T090000
DTEND;TZID=Pacific/Auckland:20260601T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002699-1780304400-1780326000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-06-01/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260529T090000
DTEND;TZID=Pacific/Auckland:20260529T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002698-1780045200-1780066800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-05-29/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260526T090000
DTEND;TZID=Pacific/Auckland:20260526T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002697-1779786000-1779807600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-05-26/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260525T090000
DTEND;TZID=Pacific/Auckland:20260525T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002696-1779699600-1779721200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-05-25/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260522T090000
DTEND;TZID=Pacific/Auckland:20260522T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002695-1779440400-1779462000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-05-22/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260519T090000
DTEND;TZID=Pacific/Auckland:20260519T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002694-1779181200-1779202800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-05-19/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260518T090000
DTEND;TZID=Pacific/Auckland:20260518T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002693-1779094800-1779116400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-05-18/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260515T090000
DTEND;TZID=Pacific/Auckland:20260515T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002692-1778835600-1778857200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-05-15/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260512T090000
DTEND;TZID=Pacific/Auckland:20260512T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002691-1778576400-1778598000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-05-12/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260511T090000
DTEND;TZID=Pacific/Auckland:20260511T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002690-1778490000-1778511600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-05-11/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260508T090000
DTEND;TZID=Pacific/Auckland:20260508T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002689-1778230800-1778252400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-05-08/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260505T090000
DTEND;TZID=Pacific/Auckland:20260505T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002688-1777971600-1777993200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-05-05/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260504T090000
DTEND;TZID=Pacific/Auckland:20260504T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002687-1777885200-1777906800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-05-04/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260501T090000
DTEND;TZID=Pacific/Auckland:20260501T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002686-1777626000-1777647600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-05-01/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260428T090000
DTEND;TZID=Pacific/Auckland:20260428T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002685-1777366800-1777388400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-28/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260427T090000
DTEND;TZID=Pacific/Auckland:20260427T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002684-1777280400-1777302000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-27/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260424T090000
DTEND;TZID=Pacific/Auckland:20260424T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002683-1777021200-1777042800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-24/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260421T090000
DTEND;TZID=Pacific/Auckland:20260421T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002682-1776762000-1776783600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-21/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260420T090000
DTEND;TZID=Pacific/Auckland:20260420T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002681-1776675600-1776697200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-20/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260417T090000
DTEND;TZID=Pacific/Auckland:20260417T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002680-1776416400-1776438000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-17/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260414T090000
DTEND;TZID=Pacific/Auckland:20260414T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002679-1776157200-1776178800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-14/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260413T090000
DTEND;TZID=Pacific/Auckland:20260413T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002678-1776070800-1776092400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-13/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260410T090000
DTEND;TZID=Pacific/Auckland:20260410T150000
DTSTAMP:20260715T192150
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002677-1775811600-1775833200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-10/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
END:VCALENDAR