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DTEND;TZID=Pacific/Auckland:20260421T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002682-1776762000-1776783600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-21/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260420T090000
DTEND;TZID=Pacific/Auckland:20260420T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002681-1776675600-1776697200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-20/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260417T090000
DTEND;TZID=Pacific/Auckland:20260417T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002680-1776416400-1776438000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-17/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260414T090000
DTEND;TZID=Pacific/Auckland:20260414T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002679-1776157200-1776178800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-14/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260413T090000
DTEND;TZID=Pacific/Auckland:20260413T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002678-1776070800-1776092400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-13/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260410T090000
DTEND;TZID=Pacific/Auckland:20260410T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002677-1775811600-1775833200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-10/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260407T090000
DTEND;TZID=Pacific/Auckland:20260407T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002676-1775552400-1775574000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-07/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260406T090000
DTEND;TZID=Pacific/Auckland:20260406T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002675-1775466000-1775487600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-06/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260403T090000
DTEND;TZID=Pacific/Auckland:20260403T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002674-1775206800-1775228400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-04-03/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260331T090000
DTEND;TZID=Pacific/Auckland:20260331T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002673-1774947600-1774969200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-03-31/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260330T090000
DTEND;TZID=Pacific/Auckland:20260330T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002672-1774861200-1774882800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-03-30/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260327T090000
DTEND;TZID=Pacific/Auckland:20260327T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002671-1774602000-1774623600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-03-27/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260324T090000
DTEND;TZID=Pacific/Auckland:20260324T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002670-1774342800-1774364400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-03-24/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260323T090000
DTEND;TZID=Pacific/Auckland:20260323T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002669-1774256400-1774278000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-03-23/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260320T090000
DTEND;TZID=Pacific/Auckland:20260320T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002668-1773997200-1774018800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-03-20/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260317T090000
DTEND;TZID=Pacific/Auckland:20260317T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002667-1773738000-1773759600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-03-17/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260316T090000
DTEND;TZID=Pacific/Auckland:20260316T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002666-1773651600-1773673200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-03-16/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260313T090000
DTEND;TZID=Pacific/Auckland:20260313T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002665-1773392400-1773414000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-03-13/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260310T090000
DTEND;TZID=Pacific/Auckland:20260310T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002664-1773133200-1773154800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-03-10/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260309T090000
DTEND;TZID=Pacific/Auckland:20260309T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002663-1773046800-1773068400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-03-09/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260306T090000
DTEND;TZID=Pacific/Auckland:20260306T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002662-1772787600-1772809200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-03-06/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260303T090000
DTEND;TZID=Pacific/Auckland:20260303T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002661-1772528400-1772550000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-03-03/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260302T090000
DTEND;TZID=Pacific/Auckland:20260302T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002660-1772442000-1772463600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-03-02/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260227T090000
DTEND;TZID=Pacific/Auckland:20260227T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002659-1772182800-1772204400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-02-27/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260224T090000
DTEND;TZID=Pacific/Auckland:20260224T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002658-1771923600-1771945200@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-02-24/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260223T090000
DTEND;TZID=Pacific/Auckland:20260223T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002657-1771837200-1771858800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-02-23/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260220T090000
DTEND;TZID=Pacific/Auckland:20260220T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002656-1771578000-1771599600@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-02-20/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260217T090000
DTEND;TZID=Pacific/Auckland:20260217T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002655-1771318800-1771340400@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-02-17/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260216T090000
DTEND;TZID=Pacific/Auckland:20260216T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002654-1771232400-1771254000@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-02-16/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Pacific/Auckland:20260213T090000
DTEND;TZID=Pacific/Auckland:20260213T150000
DTSTAMP:20260716T021319
CREATED:20251216T011334Z
LAST-MODIFIED:20260122T211323Z
UID:10002653-1770973200-1770994800@www.masseymatters.org.nz
SUMMARY:Henderson Budget Service
DESCRIPTION:100% FREE Service! -> https://www.budgeting.org.nz/make-an-appointment \nHenderson Budget Service is a not-for-profit organisation that has been in operation since 1993 serving the wider West Auckland community. We are an affiliated service of FINCAP NZ . \n\n\n\nAdvocacy\nHenderson Budget Service will act as your representative when negotiating debt with your creditors\n\n\n\n\n\nHousehold Budgets\nHenderson Budget Service can put together a budget\, cash flow and debtors schedule to help you manage your money.\n\n\n\n\n\nDebt consolidation\, Kiwisaver hardship and Insolvency procedures\nReducing payments\, consolidating debt\, increasing income\, reducing spending\, accessing KiwiSaver Hardship (if appropriate) are all ways of dealing with debt that we can advise on or help with. If all options appear to be exhausted then Henderson Budget Service can help you with information on insolvency including Summary Installment Order\, No Asset Procedure and Bankruptcy. Our staff help to guide you through this process.\n\n\n\n\n\nWater Utility Consumer Assistance\nHenderson Budget Service can help you with applying and making sure you meet the criteria.\n\n\n\n\n\nCommunity Education/Money Mates\nHenderson Budget Service provides community education sessions and tailor the information provided to each group. Henderson Budget Service currently provides education in schools from Years Seven to Twelve.\nWe design each session to give people advice\, introduction to skills and information about where to go for help when people are in financial difficulty. \n\n\n\n\n\nWorkplace Education\nManaging money well and avoiding debt is a key component of well-being. Our workplace education package encourages and teaches healthy behaviour with money to reduce stress and worry. We offer this to employers as a component of providing a caring and healthy workplace. Money worries do affect staff performance.\nIf you think the staff in your employment would benefit from this information\, then Henderson Budget Service would be happy to meet with you to discuss this. \n\n\n\nOur Values\nWe are committed to professional practice which demonstrates an understanding of our values.\n\nWhanaungatanga – Building relationships of trust with whānau\nManaakitanga – Providing a welcoming\, respectful\, and caring connection\nRangatiratanga – Tangata being empowered\, and self-determining\nMahi Tahi – Working collaboratively with whānau and other organisations \n 
URL:https://www.masseymatters.org.nz/event/henderson-budget-service-2-2/2026-02-13/
LOCATION:Manutewhau Community Hub\, 74B Oreil Avenue\, West Harhour\, Auckland
CATEGORIES:Manutewhau Community Hub
ATTACH;FMTTYPE=image/gif:https://www.masseymatters.org.nz/wp-content/uploads/2025/09/logo.gif
ORGANIZER;CN="Henderson Budget Service":MAILTO:info@budgeting.org.nz
END:VEVENT
END:VCALENDAR